Credit card myths to stop worrying about

Credit card myths to stop worrying about

In this day and age, it’s time everyone learned about the card myths to stop worrying about! Credit cards are well known for being a powerful credit score boosting tool. They come with advantages and disadvantages, but generally, they’re a useful financial product. Like any other money related tool, however, […]

Turn Your Finances Around with a Bad Credit Personal Loan

Turn Your Finances Around with a Bad Credit Personal Loan

Today we have a guest post from Steven. Steven is a professional personal finance writer. He is a contributor for several professional finance sites. His work has been mentioned in and linked to from, USA Today, The Huffington Post, Benzinga, Investopedia and many other publications. He also has his own […]

When to safely cancel a credit card?

When to safely cancel a credit card?

Many argue about the dangers of using credit cards, others praise the benefits. But when you really want to ‘get rid’ of one, how do you know when to safely cancel a credit card? Credit cards come with both advantages and disadvantages. Using a credit card wisely can offer lots of […]

9 effective ways to improve your credit score

9 effective ways to improve your credit score

Having trouble getting approved for a loan or finding a good job? These are just a couple of the bad consequences of having bad credit, so maybe finding some effective ways to improve your credit score is a good idea. Having (and maintaining) a good credit score is extremely important. Even […]

3 types of good debt

3 types of good debt

Is debt bad? Of course it is, it’s the opposite of financial freedom! However, certain types of good debt actually exist! While paying interest rates month after month shouldn’t be considered normal, some loans are perfectly justifiable! And no, buying a car or a vacation package don’t qualify as acceptable debt. […]

Consequences of a bad credit history

Consequences of a bad credit history

It’s no secret that poor financial money management leads to suffering the consequences of a bad credit history. Maintaining a good credit score is important. Although it seems average scores continue to rise each year, there are still plenty of people who struggle with a poor credit history. And anything below 580 is […]

4 less obvious credit card mistakes to always avoid

4 less obvious credit card mistakes to always avoid

Applying for a credit card these days has become a common habit. However, even if many know about the major downsides of misusing the ‘plastic’, few are aware of some of the less obvious credit card mistakes to always avoid! While owning a credit card does come with many perks, […]

Advantages and disadvantages that come with a credit card

Advantages and disadvantages that come with a credit card

What do you think are some advantages and disadvantages that come with owning a credit card? The joy of buying something on the spot just by swiping your plastic comes with pros and cons. Being able to afford almost anything if you keep one in your wallet gives you certain advantages, but side […]

Stop keeping up with the Joneses. Become them!

Stop keeping up with the Joneses and become them

If you could have a talk with your younger self, would you tell that person to stop keeping up with the Joneses already? Many years ago, social status seemed to be the n°1 value many families lived by. Since not everyone was born wealthy, keeping up with the Joneses seemed […]

Personal finance today vs. many moons ago

Personal finance today vs years ago

Once upon a time, life seemed to be a lot simpler. Money were handled in a very different manner and certain financial situations didn’t cause huge problems with huge consequences. Times change, and we always hope it’s all for the better, but 30 years ago people actually had less money problems and […]