Alternative ways to save for retirement without a 401(k)

Alternative ways to save for retirement without a 401(k)

Saving money for retirement can turn out to be quite a financial challenge, especially if you don’t have access to a traditional retirement savings plan. So, what are some alternative ways to save for retirement without a 401(k)? Smaller financial goals, like building an emergency fund, are definitely less scary than saving […]

Consequences of a bad credit history

Consequences of a bad credit history

It’s no secret that poor financial money management leads to suffering the consequences of a bad credit history. Maintaining a good credit score is important. Although it seems average scores continue to rise each year, there are still plenty of people who struggle with a poor credit history. And anything below 580 is […]

10 ways to budget money on a low income

10 ways to budget money on a low income

Are you currently living paycheck to paycheck? Well, then you’re not the only one finding it difficult to budget money on a low income! Many people have absolutely no idea where exactly does their income disappear. It’s a total mystery for most low income families, which is a shame since this means […]

6 kitchen appliances that save time and money

6 kitchen appliances that save time and money

Kitchen tools! How would we even enjoy cooking without certain kitchen appliances that save time and money?  Knowing how to grocery shop smart is definitely important (regardless of the size of your budget) but cooking every meal from scratch is, without a doubt, the n°1 way to save money for every family living paycheck to paycheck. The […]

Advantages and disadvantages that come with a credit card

Advantages and disadvantages that come with a credit card

What do you think are some advantages and disadvantages that come with owning a credit card? The joy of buying something on the spot just by swiping your plastic comes with pros and cons. Being able to afford almost anything if you keep one in your wallet gives you certain advantages, but side […]

Stop keeping up with the Joneses. Become them!

Stop keeping up with the Joneses and become them

If you could have a talk with your younger self, would you tell that person to stop keeping up with the Joneses already? Many years ago, social status seemed to be the n°1 value many families lived by. Since not everyone was born wealthy, keeping up with the Joneses seemed […]

Personal finance today vs. many moons ago

Personal finance today vs years ago

Once upon a time, life seemed to be a lot simpler. Money were handled in a very different manner and certain financial situations didn’t cause huge problems with huge consequences. Times change, and we always hope it’s all for the better, but 30 years ago people actually had less money problems and […]